{"product_id":"the-debt-free-christmas-planner-21-page-holiday-budget-guide-12-printables","title":"The Debt-Free Christmas Planner — 21-Page Holiday Budget Guide + 12 Printables","description":"\u003cp\u003e\u003cstrong\u003e✨ THIS YEAR, CHRISTMAS ENDS WITH A SMILE — NOT A CREDIT CARD STATEMENT.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eGifts, dinners, travel, decorations: in December every expense lands at once. \u003cem\u003eThe Debt-Free Christmas Planner\u003c\/em\u003e gives you a simple 5-step method to decide how much to spend, spend it well, and start January with zero holiday debt.\u003c\/p\u003e\n\u003ch3\u003e🎄 What's Inside (21 pages)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eThe 5-Envelope Christmas Budget method (with worked example)\u003c\/li\u003e\n\u003cli\u003eSmart gift strategy: the A-B-C tier system + Secret Santa script\u003c\/li\u003e\n\u003cli\u003eBONUS: 50 gift ideas under $20\u003c\/li\u003e\n\u003cli\u003eThe savings calendar: when to buy (Black Friday included)\u003c\/li\u003e\n\u003cli\u003eHoliday feasts for less: cost-per-guest method, budget menu and 7-day leftover plan\u003c\/li\u003e\n\u003cli\u003eTravel \u0026amp; hosting tips\u003c\/li\u003e\n\u003cli\u003e6 homemade gifts under $5\u003c\/li\u003e\n\u003cli\u003e7 money traps to avoid\u003c\/li\u003e\n\u003cli\u003eThe January reset + Christmas 2027 fund\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e🖨️ 12 Printables\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eChristmas budget worksheet\u003c\/li\u003e\n\u003cli\u003eGift list tracker\u003c\/li\u003e\n\u003cli\u003eHoliday meal planner \u0026amp; shopping list\u003c\/li\u003e\n\u003cli\u003eHoliday spending tracker\u003c\/li\u003e\n\u003cli\u003e12-week Christmas countdown\u003c\/li\u003e\n\u003cli\u003e30-day low-spend challenge\u003c\/li\u003e\n\u003cli\u003e9 printable gift tags\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003e⚡ How it Works\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eInstant PDF download right after checkout.\u003c\/li\u003e\n\u003cli\u003ePrint it (US Letter) or fill it in on your tablet with any PDF app.\u003c\/li\u003e\n\u003cli\u003e60 minutes to set up, then 10 minutes every Sunday.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cem\u003e⚠️ PLEASE NOTE: This is an instant digital download. No physical product will be shipped. For personal use only. General information, not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"SheetsandGo","offers":[{"title":"Default Title","offer_id":58826583179596,"sku":null,"price":5.99,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1093\/6215\/1756\/files\/Listing1.jpg?v=1789531703","url":"https:\/\/shop.sheetsandgo.it\/products\/the-debt-free-christmas-planner-21-page-holiday-budget-guide-12-printables","provider":"SheetsandGo","version":"1.0","type":"link"}