Debt Snowball & Avalanche Tracker — Sage Boho

✨ READY TO CRUSH YOUR DEBT AND BECOME 100% DEBT-FREE?

Stop feeling overwhelmed by credit cards, car loans, student loans, and mortgages. This automated Debt Snowball & Avalanche Calculator creates your exact, step-by-step roadmap to total financial freedom!

Easily compare the two most famous payoff strategies in one click:

• DEBT SNOWBALL: Focuses on quick psychological wins (lowest balance first).
• DEBT AVALANCHE: Saves you the maximum money on interest (highest APR first).

🌟 What's Inside

1. 🎯 Executive Debt Dashboard

• Automated KPI cards: Total Debt Owed, Total Paid Off, Progress %, and Monthly Minimum Payments.
• Snowball vs. Avalanche Strategy Comparison table.
• Exact "Debt-Free Target Date" countdown.

2. 📊 All-In-One Debt Log

• Track up to 20 debts: Credit Cards, Auto Loans, Student Debt, Medical Bills, and Mortgages.
• Automated payoff rankings and interest calculation.

3. 📅 24-Month Payment Tracker

• Log your monthly payments and see your remaining balance drop every month!
• Calculates the impact of making extra monthly payments.

4. 🏆 Gamified Milestones & Rewards

• Celebrate every victory along the way! Unlock achievements at 10%, 25%, 50%, 75%, and 100% DEBT FREEDOM!

⚡ How it Works

• Instantly download your access PDF right after checkout.
• Click the link inside to create your private copy in Google Sheets (or download as Excel .xlsx).
• Enter your debt balances, interest rates, and minimum payments — your personalized payoff roadmap generates automatically!

💻 Compatibility

• Works seamlessly on PC, Mac, iPad, iPhone, and Android.
• Optimized for Google Sheets (Free) & Microsoft Excel.

⚠️ PLEASE NOTE: This is an instant digital download. No physical product will be shipped. For personal use only.